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Expat Family Living

First-year costs

What it costs to move a family to Mexico

Verified Aug 2026

Oldest figure on this page verified August 26, 2026 across 10 sources

MXN throughout. Dollar figures use a fixed $0.06 per MXN, Banco de Mexico, exchange rate for settling obligations denominated in US dollars (FIX), as published in the Diario Oficial de la Federacion, August 26, 2026.

Visa and residence

Temporary residence visa fee at the consulateMX$991 per applicant

This is the statutory fee for an ordinary visa in a foreign passport, which is the fee charged for a temporary residence visa. The peso amounts in the law are the 2026 figures, updated by the Resolucion Miscelanea Fiscal published in the DOF on 28 December 2025. Consular offices abroad collect the fee in the local currency authorised by the finance ministry, so the dollar amount you pay at a US consulate is a conversion of this figure. The residence card issued after arrival is charged separately.

Monthly income test for the main applicantMX$79,771 per month
dof.gob.mxAug 2026

The Lineamientos state the test in UMA, not in pesos: employment or pension income free of encumbrances above 680 days of UMA a month for the last six months. The UMA daily value in force from 1 February 2026 is MXN 117.31 (INEGI, Comunicado de prensa 1/26, 8 January 2026, https://www.inegi.org.mx/contenidos/saladeprensa/boletines/2026/UMA/UMA2026.pdf), so 680 days is MXN 79,770.80. Mexican law used to state these thresholds in days of minimum wage. The third transitory article of the constitutional decree published in the DOF on 27 January 2016 (desindexacion del salario minimo) requires every mention of the minimum wage as a unit of account in federal law to be read as the UMA, which is why the current text is written in UMA. The alternative test is investments or bank accounts with an average monthly balance of 11,460 days of UMA, MXN 1,344,372.60, over the last twelve months. The Lineamientos were amended on 15 May 2026 (DOF), and that amendment did not change these amounts. The consular interview decides the application.

Extra monthly income required for a spouseMX$25,808 per month per family member
dof.gob.mxAug 2026

The text requires proof of economic solvency for the maintenance of each family member: monthly income free of encumbrances above 220 days of UMA for the last six months, or bank and investment accounts averaging 220 days of UMA over the last twelve months. At the UMA daily value of MXN 117.31 in force from 1 February 2026 (INEGI), 220 days is MXN 25,808.20.

Extra monthly income required for each childMX$25,808 per month per family member
dof.gob.mxAug 2026

The same 220 days of UMA test applies to each family member, including each child, on top of the main applicant's own threshold. At the UMA daily value of MXN 117.31 in force from 1 February 2026 (INEGI), that is MXN 25,808.20 a month for each child.

Temporary resident card fee at INM after arrivalMX$11,141 per applicant

This is the fee for a card valid for up to one year. The same article charges MXN 16,693.36 for two years, MXN 21,142.58 for three and MXN 25,057.82 for four. Renewal costs the same as first issue. A paragraph added to article 8 by the reform published in the DOF on 7 November 2025 halves these fees for temporary and permanent residents who prove to INM that their stay is for the preservation of family unity, for a job offer from a registered employer, or on the invitation of an institution for unpaid activity.

Renewing the temporary resident cardMX$11,141 per applicant per renewal

Article 8 says that renewing the documents in fractions II to VII costs the same as issuing them, so a one year renewal is the same MXN 11,140.74 and a longer renewal costs whatever that term costs. Replacing a lost card is MXN 1,779.93. The same 50 per cent reduction for family unity applies.

How long the temporary resident card lastsThe temporary resident card can be issued for one, two, three or four years from the date the stay is authorised, and the holder can apply for renewals in the thirty calendar days before it expires, up to four years in total. Children under three years old can only hold a one year card and must renew it every year until they turn three.

Temporary residence is capped at four years by article 52 fraction VII of the Ley de Migracion, which also gives the holder the right to family unity, so a spouse and children can reside for as long as the main applicant's permit lasts.

Schooling

State school access for resident childrenState education in Mexico is free at every compulsory level, and the law forbids conditioning enrolment, access to the school, exams or the release of documents on any payment. Education authorities must adopt measures so that children using public education services exercise the same rights and benefits as Mexican students regardless of their nationality or migration status. They must also allow access to basic and upper secondary education even when the family has no academic or identity documents, placing the child in the level and grade that matches their age, cognitive development, emotional maturity and, where relevant, an assessment of what they know.

Enrolling is a separate question from having your child's US record recognised. Studies completed in a foreign school system only acquire official validity in Mexico through revalidacion (Ley General de Educacion article 142).

Getting a US school record recognisedStudies completed in a foreign school system only acquire official validity in Mexico through revalidacion, granted by an education authority. For primary and secondary studies no apostille or legalisation of the birth certificate or of the certificates and diplomas is required, but a plain Spanish translation of both is, and the certificates must show the periods studied, the subjects and the marks. Lack of a birth certificate does not stop you filing. The federal fee for a basic education revalidacion is MXN 51.65.
dof.gob.mxAug 2026

The MXN 51.65 fee is set by article 186 fraction XII inciso a of the Ley Federal de Derechos (https://www.diputados.gob.mx/LeyesBiblio/pdf/LFD.pdf). States may charge their own fee where the studies fall under a state authority. This is separate from enrolment: a school must admit your child even without papers (Ley General de Educacion article 9 fraction IX), but the record itself is worth nothing on paper until it is revalidated.

International school tuition in Mexico CityMX$219,000 to MX$353,800 per child per year

Tuition only, and both schools bill it as ten monthly payments from August to May. The low end is Eton School Mexico early childhood at MXN 21,900 a month. The high end is The American School Foundation upper school, grades 9 to 12, at MXN 35,380 a month (ASF 2026 to 2027 fee schedule, https://www.asf.edu.mx/admissions/tuition-and-fees). Eton elementary is MXN 25,620 a month and middle school MXN 28,350; ASF early childhood is MXN 27,810, lower school MXN 32,050 and middle school MXN 34,630. Annual enrolment or registration, books, bus and any learning support are charged on top.

Annual enrolment or re-enrolment fee at an international schoolMX$47,920 to MX$56,000 per child per year

Eton charges MXN 47,920 in early childhood rising to MXN 56,000 in high school, every year, not only on joining. Its one time admission fee for new students is not published and is given at an information session. The American School Foundation structures this differently: it charges two registration payments a year, each equal to one month of tuition for the division, plus a one time admission payment of USD 7,000 per student (ASF 2026 to 2027 fee schedule, https://www.asf.edu.mx/admissions/tuition-and-fees).

Healthcare

How a resident family gets healthcareEveryone in Mexico who does not have social security cover has the right to receive public health services, medicines and associated supplies free of charge at the point of need, without discrimination, through the Sistema de Salud para el Bienestar. Families can also enrol voluntarily in IMSS through the seguro de salud para la familia, a contract with the institute that covers the sickness and maternity benefits in kind and is paid as an annual contribution set by age band. Private cover is not one of the published requirements for the temporary residence visa.

The Ley del Seguro Social is at https://www.diputados.gob.mx/LeyesBiblio/pdf/LSS.pdf. Article 242 leaves the amount of the voluntary IMSS contribution to the institute's technical council, which sets it annually by age group; we could not reach the IMSS page publishing the current schedule on 26 August 2026, so no figure is published here. The requirement list for the temporary residence visa in the Lineamientos Generales para la expedicion de visas (DOF 25 July 2025, Tramite 5) contains no health insurance requirement, and the same Lineamientos state that a consular officer may not ask for requirements beyond those in the law, the regulation and the Lineamientos themselves.

Is private health cover required for the visaNo. Private health insurance is not among the published requirements for the temporary residence visa, and consular officers may not ask for requirements beyond those set out in the law, the regulation and the Lineamientos.
dof.gob.mxAug 2026

The sentence barring extra consular requirements was reformed by the acuerdo published in the DOF on 15 May 2026 (https://dof.gob.mx/nota_detalle.php?codigo=5787660&fecha=15/05/2026). Not being required is not the same as not being wanted; many families buy private cover anyway, and this site does not publish a premium unless an insurer publishes the rate itself.

Pets

Bringing a cat or dog from the USNo health certificate is required for a pet cat or a pet dog entering Mexico from the United States. You arrive with the animal in a clean carrier and go to the Agricultural and Livestock Health Inspection Office (OISA) at the port of entry, where SENASICA staff check that it shows no sign of infectious or contagious disease, is free of ectoparasites, and has no fresh or healing wounds. From 3 August 2026 a pet dog must also carry a New World Screwworm Inspection Certificate for pet dogs moving from the United States to Mexico, signed by a USDA-accredited veterinarian and issued no more than five days before arrival. Cats are not affected by that change.

APHIS reproduces the SENASICA zoosanitary requirement sheets (HRZ 007-35-61-USA-USA for dogs, HRZ 013-08-504-USA-USA for cats); SENASICA's own pages on gob.mx were unreachable on 26 August 2026, so APHIS is cited because it is the page actually read. Its last modified date is 27 July 2026. The cat exemption has applied since 16 December 2019. If ectoparasites are found at inspection you must arrange and pay for treatment; if ticks are found the animal is held at the OISA until the sample is identified. Dirty carriers, disposable bedding, toys and food other than the day's ration are removed and destroyed. Coming back the other way, dogs entering the United States from Mexico must meet APHIS screwworm freedom certification, because Mexico has been treated as screwworm affected since 22 November 2024.

Tax

When Mexico treats you as tax residentYou are treated as resident in Mexico for tax once you establish your home there. If you keep a home in another country as well, Mexico treats you as resident when your centre of vital interests is in Mexico, which includes the case where more than half of your total income in the calendar year has its source in Mexico, or where the main centre of your professional activity is in Mexico.
US and Mexico tax treatyThe United States and Mexico have an income tax treaty signed in 1992, amended by a protocol in 2003. The full texts are published by the IRS.
irs.govAug 2026

A treaty exists, which is a different thing from telling you what you will owe. The IRS page was last reviewed on 9 August 2026.

Not published here

Shipping your household quoted, not published
Family health premium insurer will not publish

No authority publishes these, so we do not print a number.

Sources

Changed since? Tell us and we recheck it.

  1. Acuerdo 286 as modified by Acuerdo 02/04/17, DOF 18 April 2017, lineamientos 4, 5, 6 and 19; Ley General de Educacion article 142 checked August 26, 2026
  2. Codigo Fiscal de la Federacion, article 9 fraction I (Camara de Diputados, text in force) checked August 26, 2026
  3. Eton School Mexico and The American School Foundation, published 2026 to 2027 fee schedules checked August 26, 2026
  4. Internal Revenue Service, Mexico tax treaty documents checked August 26, 2026
  5. Ley Federal de Derechos, article 22 fraction III inciso d (Camara de Diputados, text in force) checked August 26, 2026
  6. Ley General de Educacion, articles 7 fraction IV and 9 fractions IX and X (Camara de Diputados, text in force) checked August 26, 2026
  7. Ley General de Salud article 77 bis 1 and Ley del Seguro Social articles 240 to 242 (Camara de Diputados, texts in force) checked August 26, 2026
  8. Lineamientos Generales para la expedicion de visas que emiten las secretarias de Gobernacion y de Relaciones Exteriores, Tramite 5, DOF 25 July 2025 checked August 26, 2026
  9. Reglamento de la Ley de Migracion, article 156 (Camara de Diputados, text in force) checked August 26, 2026
  10. USDA Animal and Plant Health Inspection Service, pet travel from the United States to Mexico checked August 26, 2026