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Expat Family Living

First-year costs

What it costs to move a family to Italy

Verified Aug 2026

Oldest figure on this page verified August 26, 2026 across 13 sources

EUR throughout. Dollar figures use a fixed $1.17 per EUR, European Central Bank euro foreign exchange reference rates, August 26, 2026.

Visa and residence

Elective residence visa application fee€116 per applicant

The table lists Visti lunga permanenza, the long stay national visa, at EUR 116.00, collected in dollars at USD 135.20 for the quarter running 1 July to 30 September 2026. Consulates reset the dollar rate each quarter. There is no reduced rate for minors on a long stay visa, unlike Schengen short stay visas. The fee is non-refundable whether or not the visa is issued. The Consulate General of Italy in Houston states that each applicant applies independently, so a family of four books four appointments and brings four complete sets of documents (https://conshouston.esteri.it/en/servizi-consolari-e-visti/servizi-per-il-cittadino-straniero/visti/__trashed/, checked 2026-08-26).

Passive income required for the elective residence visa€31,000 per applicant per year

Boston asks for documented stable passive income totalling more than EUR 31,000 a year per applicant, from pensions, annuities, income from properties, trusts or investment funds, and states that income deriving from subordinate work will not be taken into consideration. The Consulate General of Italy in Houston publishes the same threshold as EUR 31,000 for one person and EUR 62,000 for a married couple (https://conshouston.esteri.it/wp-content/uploads/2026/07/ELECTIVE-RESIDENCE.docx, checked 2026-08-26). The Consulate General of Italy in New York words it as typically around EUR 31,000 per person for family applications. Each consulate assesses applications in its own jurisdiction and can ask for more.

Additional income required for a spouse€31,000 per year, on top of the main applicant

Houston publishes a minimum yearly income of EUR 31,000 for one person and EUR 62,000 for a married couple, so the spouse adds EUR 31,000.

Additional income required for a dependent child€31,000 per year, on top of the main applicant

Boston applies the more than EUR 31,000 a year per applicant test to a dependent spouse, minor children and dependent children over 18 living with their parents. Houston's published checklist gives figures only for one person and for a married couple and does not publish a per child amount. Treat EUR 31,000 per child as the strictest published reading and ask your own consulate before you plan around a lower number.

Permesso di soggiorno cost on arrival€76.46 to €116 per applicant, first permit

Four separate charges make this up: EUR 16.00 for the marca da bollo applied to the form, EUR 30.00 postal charge when the application is posted, EUR 30.46 for the electronic permit itself on any permit longer than 90 days, and a contributo of EUR 40.00 on a permit of more than three months and up to one year. The Polizia di Stato states that the contributo is never charged to anyone under 18, so a child's first permit comes to EUR 76.46 and an adult's to EUR 116.46. The contributo rises to EUR 50.00 on a permit of more than one year and up to two years, and to EUR 100.00 on the EU long term residence permit (https://www.poliziadistato.it/articolo/225, checked 2026-08-26). Elective residence applications are filed through the post office kit at a Sportello Amico counter, so the postal charge applies (https://vistoperitalia.esteri.it/infovisto?code=5_0_D, checked 2026-08-26).

Codice fiscale, the Italian tax numberYou need a codice fiscale. It is the number your lease, your health registration and most Italian contracts run on. A foreign national applying for a residence permit can obtain it at the Questura when applying for the permit, or at the Immigration Desk in the Prefecture for employment and family reunification permits. It can also be requested at any Agenzia delle Entrate office in Italy, including through a delegate acting for you.

Schooling

State school access for resident childrenYour children enrol in Italian state schools on the same terms as Italian children. Article 38 of the immigration code, D.Lgs. 286/1998, makes every foreign minor present in Italy subject to compulsory schooling and applies to them every rule on the right to education, access to educational services and participation in school life. Compulsory education runs from age 6 to age 16. Article 45 of DPR 394/1999 allows enrolment to be requested at any point in the school year, and a child is placed in the year group matching their age unless the teachers' board decides otherwise on the evidence. Article 34 of the Constitution makes compulsory lower education free.

Eurydice, the European Commission's education information network, records the same rule for primary school: foreign pupils enrol on the same conditions as Italian citizens and are admitted to the class corresponding to their age, with teachers able to decide otherwise (https://eurydice.eacea.ec.europa.eu/eurypedia/italy/organisation-primary-education, checked 2026-08-26). A ministry circular caps foreign pupils at 30 percent of a class, with named exceptions including pupils who already have command of Italian.

Language of instruction in state schoolsInstruction is in Italian. English is a compulsory subject in every year of primary school, and the national guidelines expect a pupil to leave primary school at CEFR level A1 in English. Only in Italy's recognised minority language areas may a school use a second language alongside Italian as a teaching language.
International school tuition in Rome€11,800 to €28,000 per child per year

Ambrit International School Rome publishes 2026-2027 tuition from EUR 11,800 for Nursery to EUR 23,000 for Grade 8 (fee schedule linked from https://ambrit-rome.com/admissions/, checked 2026-08-26). Marymount International School Rome publishes 2026-2027 tuition from EUR 13,900 for Early Childhood, EUR 21,000 for Grades 1 to 5, EUR 23,900 for Grades 6 to 8 and EUR 28,000 for Grades 9 to 12. Neither figure includes the one off enrolment charge, lunch or bus. For comparison in Milan, the American School of Milan publishes 2026-2027 private rates from EUR 12,500 for Pre K to EUR 24,300 for Grades 11 and 12 (https://www.asmilan.org/admissions/tuition-and-fees/, checked 2026-08-26).

One off international school enrolment charge€4,000 one off, per child

Ambrit charges EUR 4,000 per child once on acceptance, non-refundable, plus a compulsory lunch programme of EUR 1,480 a year. Marymount International School Rome charges a Family Registration Fee of EUR 5,000 once per family plus a non-refundable application fee of EUR 500 for each new student. The American School of Milan charges an application fee of EUR 300, a new student admission fee of EUR 5,000, an annual enrolment fee of EUR 1,350 and a building and maintenance fund of EUR 2,500 for the first four years.

Healthcare

How the family accesses healthcareElective residence is not one of the permit types that carries compulsory registration with the Servizio Sanitario Nazionale. Under Article 34 of the immigration code, registration is compulsory only for people staying for adoption, employed work, self-employed work and family reasons. On any other permit, including elective residence, you either insure privately against illness, accident and maternity, or register with the SSN voluntarily, and voluntary registration also covers dependent family members. Consulates require proof of health cover with the visa application.

Voluntary SSN registration is charged on the previous year's total income, in Italy or abroad, at 7.50 percent up to EUR 20,658.28 and 4 percent on the part above that up to EUR 51,645.69, and by law the annual contribution cannot be less than EUR 2,000. That minimum also covers dependent family members. The contribution buys the calendar year, cannot be split and cannot be backdated, so registration lapses on 31 December whatever date you pay (Azienda Sociosanitaria Ligure 1, https://www.asl1.liguria.it/servizi-dalla-a-alla-z/161-iscrizione-ssn-extracomunitari-residenti-e-apolidi.html, checked 2026-08-26; the same figures are published by ASUGI in Friuli Venezia Giulia and ASL 3 in Liguria). We did not publish a family private premium because no insurer's own published rate was verified. The Consulate General of Italy in Chicago asks for proof of overseas health insurance covering 100 percent of medical expenses; Boston asks for a Schengen insurance policy covering emergency evacuation and repatriation of remains.

Housing

Two-bedroom rent in Rome€1,104 to €1,584 per month

OMI publishes rent as a band in euros per square metre per month, referred to gross floor area, for each named zone of Rome. For Abitazioni civili in normal condition, second semester 2025, the band is EUR 13.8 to EUR 19.8 in both C12 Semicentrale Monteverde Vecchio (Via Poerio) and C46 Semicentrale Salario Trieste (Corso Trieste). Nearby zones bracket it: C40 Prati 13.8 to 19.0, D29 EUR 12.8 to 18.8, C1 Parioli 16.0 to 22.8, C50 Flaminio 16.8 to 23.8. OMI does not publish rent by bedroom count, so we converted using a stated assumed size of 80 square metres of gross floor area for a two-bedroom flat. That size is not our invention: the same Osservatorio reports that the 10,818 Rome homes newly let on ordinary long-term contracts in 2025 averaged 80.1 square metres (Rapporto Immobiliare 2026, published 21 May 2026, https://www.agenziaentrate.gov.it/portale/web/guest/schede/fabbricatiterreni/omi/pubblicazioni/rapporti-immobiliari-residenziali, checked 2026-08-26). The band here is 80 square metres at EUR 13.8 and at EUR 19.8. The database is queried by form, so the source URL is the database entry point rather than the result page. Condominium charges, heating and the registration tax on the lease are on top.

Three-bedroom rent in Rome€1,518 to €2,178 per month

OMI publishes rent as a band in euros per square metre per month, referred to gross floor area, for each named zone of Rome. For Abitazioni civili in normal condition, second semester 2025, the band is EUR 13.8 to EUR 19.8 in both C12 Semicentrale Monteverde Vecchio (Via Poerio) and C46 Semicentrale Salario Trieste (Corso Trieste). Nearby zones bracket it: C40 Prati 13.8 to 19.0, D29 EUR 12.8 to 18.8, C1 Parioli 16.0 to 22.8, C50 Flaminio 16.8 to 23.8. Converted using a stated assumed size of 110 square metres of gross floor area for a three-bedroom flat, at EUR 13.8 and at EUR 19.8. Unlike the 80 square metre figure used for a two-bedroom, the 110 square metre size is our own assumption and is not published by OMI, so treat this line as the weakest of the nine. Condominium charges, heating and the registration tax on the lease are on top.

Pets

Bringing a cat or dog from the United StatesThe animal must carry a microchip meeting the EU technical standard. It must be vaccinated against rabies by an official or authorised veterinarian, at no younger than 12 weeks, on or after the date the microchip was implanted, and the vaccination must have been valid for at least 21 days before you travel. The animal travels with an EU animal health certificate completed by an official or authorised veterinarian and then endorsed by the competent authority, valid for 10 days from issue until the document and identity checks on arrival, together with a written owner declaration that the move is non-commercial. You must enter through a travellers' point of entry designated by Italy and contact the authority there for the checks. One owner may move at most five animals.

No rabies antibody titration test is required for an animal coming from the United States, because the United States and its listed territories appear in Annex II to Commission Implementing Regulation (EU) 2026/636 (https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32026R0636, checked 2026-08-26). Tapeworm treatment is required only for dogs entering Finland, Ireland, Malta, Northern Ireland or Norway, not Italy. Certificates issued before 1 October 2026 under the older Annex IV to Implementing Regulation (EU) 577/2013 remain valid. The USDA APHIS country page for Italy did not respond to us on 2026-08-26, so the United States side of the endorsement step is described here in the European Commission's words rather than APHIS's.

Tax

United States and Italy tax treatyThe United States and Italy have an income tax treaty. The Internal Revenue Service publishes the 1999 treaty text and its technical explanation, alongside the earlier 1984 documents.
irs.govAug 2026

The IRS page records that it was last reviewed on 8 August 2026. We verified that the treaty exists and is published, not how it applies to any particular income. This site does not give tax advice.

Not published here

Shipping your household quoted, not published
Family health premium insurer will not publish

No authority publishes these, so we do not print a number.

Sources

Changed since? Tell us and we recheck it.

  1. Agenzia delle Entrate, Osservatorio del Mercato Immobiliare, Banca dati delle quotazioni immobiliari, second semester 2025 checked August 26, 2026
  2. Ambrit International School Rome, Payment Portfolio 2026-2027 checked August 26, 2026
  3. Consulate General of Italy in Boston, Elective Residency checked August 26, 2026
  4. Consulate General of Italy in Houston, Elective Residence checklist checked August 26, 2026
  5. Consulate General of Italy in Los Angeles, Tax Code (Codice Fiscale) checked August 26, 2026
  6. Consulate General of Italy in New York, consular fee table for 1 July to 30 September 2026 checked August 26, 2026
  7. European Commission, Directorate-General for Health and Food Safety: Bringing a pet into the EU from a non-EU country checked August 26, 2026
  8. Eurydice, European Commission: Italy, Teaching and Learning in Primary Education checked August 26, 2026
  9. Integrazione Migranti, the portal of the Ministero del Lavoro e delle Politiche Sociali, Ministero dell'Interno and Ministero dell'Istruzione checked August 26, 2026
  10. Internal Revenue Service, Italy tax treaty documents checked August 26, 2026
  11. Marymount International School Rome and Ambrit International School Rome, 2026-2027 fee schedules checked August 26, 2026
  12. Ministero degli Affari Esteri e della Cooperazione Internazionale, Il visto per l'Italia: residenza elettiva checked August 26, 2026
  13. Polizia di Stato, Ministero dell'Interno: Come dove e quanto costa checked August 26, 2026